Cyber liability coverage (for data breaches) has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have – if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many companies are unaware of the severe data breach exposure they face. In short, any business […]

Being selected to serve on your church board is a great honor. It can be a rewarding ministry and provides one of the most valuable services to the body. Serving on a church board can really have a meaningful impact but also have some dangers. We have seen many boards get caught in traps, and […]

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]