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Remote Workers And Workers’ Compensation

Published on April 23, 2022 By Scott Stuart

2022 and COVID-19 have changed the way we think about remote working. Most businesses are having employees work from home, and even if there is a vaccine, the work-from-home trend is likely to continue well into 2022. A PWC survey on US remote working found that 55% of executives believe that most of their employees will continue […]

Youth Ministry Risk Management

Published on April 9, 2022 By usdigital

Risk Management that could have helped Penn State and Syracuse University sports teams. The awful discovery these past few weeks from prominent Universities and iconic head coaches like Joe Paterno and Jim Boeheim that their immediate staff was potentially abusing children was quite sad. Unfortunately these circumstances are not isolated and could happen to any […]

How Your Ministry Can Recover From a Natural Disaster

Published on March 17, 2022 By Scott Stuart

Disaster Planning for Your Business Review your commercial insurance. Being proactive can help in the end.  We can help you determine what coverage is best suited for your individual business needs. Put together a crisis team and a plan. Design a plan for the kinds of disasters you are likely to have.  Have contingency plans […]

Workers’ Compensation Best Practices

Published on October 18, 2021 By Scott Stuart

Ministry owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]

Selecting and Screening Volunteers

Published on March 26, 2021 By Scott Stuart

In today’s busy world, churches and schools rely on volunteers more than ever. It’s important to not only select the right volunteers for the right jobs, but to also screen your volunteers. While it may seem like mission impossible, with some planning and organization, your church or school can develop a robust volunteer program. Selecting […]

Innovative Insurance Solutions For Your Ministry

Published on July 12, 2020 By Scott Stuart

  We live in a changing world, and your  insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of innovative insurance products that your business […]

Church Liability Insurance

Published on November 21, 2019 By Scott Stuart

Liability insurance can help protect your ministry if someone is injured or suffers a  loss connected to ministry activities — on or off your property. It can also help defend you if you or the people working in your ministry are sued, whether the suit arises out of injury to people or damage to property. […]

Workers Compensation Cost Savings Strategies

Published on November 20, 2019 By usdigital

  A Safety Program helps in two ways:  Many insurance companies provide a credit just for having a safety program in place and your loss history is one of the key factors underwriters take into account when rating your Workers’ Compensation premium. Several keys to a successful Safety Program 1. Management Commitment If upper management […]

Churches Are Full Of Risk

Published on December 11, 2018 By usdigital

The insurance market is cyclical; if prices have been low or dropping over the past year, they eventually will go back up. You must account for this change within your budget and be prepared for a premium increase next year. Limit your exposure to losses! You need to make your company attractive to insurers. This […]

Misconceptions About Cyber Liability

Published on November 26, 2018 By Scott Stuart

Cyber liability coverage (for data breaches) has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have – if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many companies are unaware of the severe data breach exposure they face. In short, any business […]