Church Insurance

Why Your Church Needs Directors & Officers Insurance

Posted by on February 28, 2019 at 9:07 pm

Most Churches operate on very tight budgets.  One thing nonprofits can’t afford is an unexpected bill from a claim, especially if insurance could have been purchased to cover the expenses.  Having the right insurance and agent can be critical to the overall success and health of your ministry. The primary role of church directors and […]

New Year’s Resolutions For Your Church

Posted by on January 25, 2019 at 7:35 pm

New Year’s Resolutions For Your Ministry As we move into 2019, we wanted to provide you with our “business insurance resolution checklist”.  We suggest that you go over this list to verify that you have the best possible coverage for your business. Building a solid company in today’s competitive and fast-moving world takes time, commitment, […]

Why Your Church Needs Directors & Officers Insurance

Posted by on January 11, 2019 at 7:30 pm

The primary role of nonprofit directors and officers is to maintain financial stability and provide the necessary resources, direction, vision, and environment to accomplish the goals and mission of the organization.  The unique nature of nonprofit organizations presents directors and officers with difficult challenges in performing this role. Most churches operate on very tight budgets.  […]

How Your Ministry Can Recover From a Natural Disaster

Posted by on December 17, 2018 at 9:44 pm

Hurricane Harvey’s impact will be felt for the next three to five years, or even longer.  Many affected businesses may not survive.  It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible.  For those businesses that had flood insurance, the recovery will be helped through the […]

Churches Are Full Of Risk

Posted by on December 11, 2018 at 5:45 am

The insurance market is cyclical; if prices have been low or dropping over the past year, they eventually will go back up. You must account for this change within your budget and be prepared for a premium increase next year. Limit your exposure to losses! You need to make your company attractive to insurers. This […]

Misconceptions About Cyber Liability

Posted by on November 26, 2018 at 6:43 pm

Cyber liability coverage (for data breaches) has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have – if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many companies are unaware of the severe data breach exposure they face. In short, any business […]

Your Employees Driving Record Can Damage Your Ministry’s Reputation

Posted by on November 11, 2018 at 6:40 pm

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]

Church Fires Can Destroy A Ministry

Posted by on October 29, 2018 at 3:48 pm

Most every Church owns business property, which may include the building in which you run your operations. Property insurance protects the physical assets your business owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with […]

Earthquake Insurance… Just The Facts

Posted by on October 24, 2018 at 4:22 pm

Everyone knows they need earthquake insurance, but not every business buys it. Let’s review some facts. The U.S. has about 20,000 earthquakes a year, mostly small, and 42 states are at risk of quakes, according to the U.S. Geological Survey. Just 10 percent of California businesses with property insurance also carry earthquake coverage, according to […]

Workers’ Compensation Best Practices

Posted by on October 18, 2018 at 4:04 pm

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]