Church Insurance

Top Business Insurance Risks For 2021… For Your Ministry

Posted by on January 12, 2021 at 6:32 pm

While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of the risk issues for 2021. According to a recent AMEX survey, 92% of businesses pivoted last year, and 76% of small businesses believe they will need to pivot again in 2021. The 2021 pivot may have a […]

Key Risk Areas Churches Face

Posted by on October 12, 2020 at 9:44 pm
risk money trap

Good risk management starts with asking tough questions about your ministry’s practices and operations. Here are nine areas to consider when developing a risk management plan for your church:  Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? Is playground […]

Why Read Your Insurance Policy?

Posted by on September 18, 2020 at 4:14 pm

We know that reading an insurance policy can be tough. The insurance industry is working hard to make auto, home and business insurance policies easier to read. Most insurance policies are 40 to 60 pages, with lots of legal terms that are hard for even attorneys to understand. But the fact remains, it is very […]

Employee or Independent Contractor—What Is the Difference?

Posted by on August 21, 2020 at 3:51 pm
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Today more than ever, churches are evaluating the need for full-time versus part-time employees.  Many firms are also considering using third-party firms for certain functions.  Before you make any decisions about contracting out job functions, read this. Your employee will receive benefits such as health insurance and workers’ compensation.  Advantages of Hiring an Employee Employees […]

How to Set up Your Home Office

Posted by on July 18, 2020 at 3:46 pm
home office

Many ministries are now allowing employees to work from home, and experts say it will most likely continue through 2020 and beyond.  Some employers are seeing that they can reduce operating costs by having all or some of their employees work from home.  Whether you own a home business, work from home full time, or […]

Innovative Insurance Solutions For Your Ministry

Posted by on July 12, 2020 at 6:20 pm

  We live in a changing world, and your  insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of innovative insurance products that your business […]

COVID-19 and the New Cyber Challenges

Posted by on May 12, 2020 at 7:27 pm

The CIOVID-19 pandemic has affected the way we do business in a very significant way.  Many businesses are requiring people to work remotely.  Employers are finding that having employees work remotely may be the new normal. COVID-19 has forced us to become more dependent on the internet, as desperate measures, like social distancing, disrupt economic […]

Event Cancelation Insurance

Posted by on May 7, 2020 at 7:28 pm

A Church Insurance Update Is there anything worse than planning and preparing for a special event only to have it canceled at the last minute due to weather, or some other unforeseen reason? Special events are important and you want your event to go off without any issues. Event Cancelation Insurance helps protect your business […]

Why It Is Important to Have Us Review Your Lease Agreements

Posted by on April 23, 2020 at 3:46 pm

A Business Insurance Update Most businesses enter into lease agreements from time to time. These agreements might involve equipment, buildings or other products and or services.  Every lease agreement has insurance provisions.  Your commercial insurance may or may not respond to the lease requirement, so it is important for you to understand how your business […]

Tips for Working at Home

Posted by on April 13, 2020 at 3:42 pm

Does COVID-19 Have You Working From Home? Due to the stay at home mandate, there are many people who are working remotely these days.  It appears this mandate will last at least another month.  Many people have thought that working remotely would be great, but working remotely is a double-edge sword.  Sure, you get to […]