Tag Archive

Churches Are Full Of Risk

Published on December 11, 2018 By usdigital

The insurance market is cyclical; if prices have been low or dropping over the past year, they eventually will go back up. You must account for this change within your budget and be prepared for a premium increase next year. Limit your exposure to losses! You need to make your company attractive to insurers. This […]

Your Employees Driving Record Can Damage Your Ministry’s Reputation

Published on November 11, 2018 By Scott Stuart

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]

Youth Ministry Risk Management

Published on November 9, 2018 By usdigital

Risk Management that could have helped Penn State and Syracuse University sports teams. The awful discovery these past few weeks from prominent Universities and iconic head coaches like Joe Paterno and Jim Boeheim that their immediate staff was potentially abusing children was quite sad. Unfortunately these circumstances are not isolated and could happen to any […]

Reduce Your Ministry Insurance Costs

Published on October 11, 2018 By Scott Stuart

Reduce Your Ministry Insurance Costs We offer a number of proven methods of reducing insurance premiums without affecting coverage.  We recommend a review of your program to determine if these areas can be managed differently to reduce costs. We are ready to help you work through the process.  Here are six methods we can recommend […]

Does Your Church Need a Water Alarm?

Published on September 19, 2018 By Scott Stuart

When a pipe bursts or a sump pump fails, water can flood huge areas of a church building. Stopping the flow quickly can mean the difference between having to dry out one classroom or an entire wing of the building. Water alarm systems can help your ministry stop a flood before it starts. Not only […]

Summer Church or Ministry Risk

Published on June 18, 2018 By usdigital

The weather is heating up (relatively speaking) and summer is right around the corner. With that comes the usual break for kids from school and many other changes in our daily schedules. Not only are our children out of school and need to be accounted for every hour BUT that also means there are other […]

Flood Insurance

Published on June 16, 2018 By Scott Stuart

Flood Insurance We made it through another winter, and most of us are thankful that we did not have a homeowner’s insurance claim. But with the end of winter comes the real possibility of spring flooding. If you live in a flood zone, we recommend flood insurance.  Did you know that even if you don’t […]

Is Your Church Renting A Watercraft Over 26 Feet?

Published on August 31, 2017 By Scott Stuart

Additional Insurance Is Required For Watercraft Over 26 Feet Many churches may be thinking about renting a houseboat or other watercraft this summer. If this is the case, it would be a good idea to call your agent for an insurance review. The standard General Liability in every church policy states that there is no […]

Cyber Risk Update

Published on August 21, 2017 By Scott Stuart

Over the last several years, cyber liability coverage has evolved from just insurance for information      technology companies to coverage that nearly every class of business should have if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws […]

Church Insurance… Stop The Madness

Published on August 15, 2017 By Scott Stuart

A Business Insurance Update We don’t expect you to be experts in business insurance, but we thought it might be fun to test you on what you do know about your business insurance. Business insurance is designed to cover unexpected losses. We can offer a wide range of business insurance options, so please call our […]