Church Safety

Reduce Church Workers’ Compensation Costs

Posted by on April 26, 2021 at 11:09 pm
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Is your church interested in reducing operating expenses and workers’ compensation insurance costs over the long term? Most churches should concentrate on safety and loss prevention, as it provides the best return on investment. CMI can provide your firm with insurance options for your workers’ compensation needs. An effective safety program will include many different […]

How To Manage A Property Loss

Posted by on April 11, 2021 at 5:43 pm

Church Insurance Update Most churches owns business property, which may include the building in which you run your operations.  Property insurance protects the physical assets your business owns – such as computers, office equipment, buildings, furniture, fixtures, and other property.  Every business should have a comprehensive property insurance portfolio to respond to the many risks […]

Selecting and Screening Volunteers

Posted by on March 26, 2021 at 6:10 pm

In today’s busy world, churches and schools rely on volunteers more than ever. It’s important to not only select the right volunteers for the right jobs, but to also screen your volunteers. While it may seem like mission impossible, with some planning and organization, your church or school can develop a robust volunteer program. Selecting […]

Are Board Members Personally Liable for Board Decisions?

Posted by on March 22, 2021 at 6:07 pm

Church board members have been placed in a position of trust, and they have a legal responsibility to place the church’s interests ahead of their own. This duty is known as their fiduciary responsibility. If board members use their position in the church for personal gain, they can be sued as individuals, thereby placing their […]

Develop A Volunteer Safety And Security Team

Posted by on March 9, 2021 at 6:03 pm

It can be challenging to build a safety and security ministry based on volunteers, but it can be done. By following this five-step process, you can create a volunteer force that sustains itself and provides fulfillment to the individuals who give their time and energy to make it a success. Identify the team – Strong […]

Key Coverage For Your Church

Posted by on November 8, 2020 at 12:58 am

Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]

Key Risk Areas Churches Face

Posted by on October 12, 2020 at 9:44 pm
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Good risk management starts with asking tough questions about your ministry’s practices and operations. Here are nine areas to consider when developing a risk management plan for your church:  Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? Is playground […]

Why Read Your Insurance Policy?

Posted by on September 18, 2020 at 4:14 pm

We know that reading an insurance policy can be tough. The insurance industry is working hard to make auto, home and business insurance policies easier to read. Most insurance policies are 40 to 60 pages, with lots of legal terms that are hard for even attorneys to understand. But the fact remains, it is very […]

First Aid: Be Ready to Respond

Posted by on September 17, 2020 at 9:27 pm

Whether it’s in the middle of Sunday morning service or during a basketball game in the gym, knowing how to deal with minor medical injuries and illnesses can make a big difference. Is your church ready to respond? Basic Skills Whenever possible, it is a good idea to have someone on premises who is a […]

Surviving a Violent Attack at Church

Posted by on September 9, 2020 at 4:09 pm

Seconds after Terry Ratzmann walked into the Living Church of God service March 12, 2005, he fired 22 bullets at the people gathered there. When the handgun fell silent a minute later, eight people were dead, including Ratzmann, a regular churchgoer known for sharing homegrown vegetables with his neighbors. No one who knew Ratzmann, 44, […]