Church Safety

New Year’s Resolutions For Your Church

Posted by on January 25, 2019 at 7:35 pm

New Year’s Resolutions For Your Ministry As we move into 2019, we wanted to provide you with our “business insurance resolution checklist”.  We suggest that you go over this list to verify that you have the best possible coverage for your business. Building a solid company in today’s competitive and fast-moving world takes time, commitment, […]

How Your Ministry Can Recover From a Natural Disaster

Posted by on December 17, 2018 at 9:44 pm

Hurricane Harvey’s impact will be felt for the next three to five years, or even longer.  Many affected businesses may not survive.  It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible.  For those businesses that had flood insurance, the recovery will be helped through the […]

Misconceptions About Cyber Liability

Posted by on November 26, 2018 at 6:43 pm

Cyber liability coverage (for data breaches) has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have – if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many companies are unaware of the severe data breach exposure they face. In short, any business […]

Your Employees Driving Record Can Damage Your Ministry’s Reputation

Posted by on November 11, 2018 at 6:40 pm

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]

Youth Ministry Risk Management

Posted by on November 9, 2018 at 10:31 pm

Risk Management that could have helped Penn State and Syracuse University sports teams. The awful discovery these past few weeks from prominent Universities and iconic head coaches like Joe Paterno and Jim Boeheim that their immediate staff was potentially abusing children was quite sad. Unfortunately these circumstances are not isolated and could happen to any […]

Church Fires Can Destroy A Ministry

Posted by on October 29, 2018 at 3:48 pm

Most every Church owns business property, which may include the building in which you run your operations. Property insurance protects the physical assets your business owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with […]

Workers’ Compensation Best Practices

Posted by on October 18, 2018 at 4:04 pm

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]

Reduce Your Ministry Insurance Costs

Posted by on October 11, 2018 at 4:18 pm

Reduce Your Ministry Insurance Costs We offer a number of proven methods of reducing insurance premiums without affecting coverage.  We recommend a review of your program to determine if these areas can be managed differently to reduce costs. We are ready to help you work through the process.  Here are six methods we can recommend […]

Does Your Church Need a Water Alarm?

Posted by on September 19, 2018 at 8:03 pm

When a pipe bursts or a sump pump fails, water can flood huge areas of a church building. Stopping the flow quickly can mean the difference between having to dry out one classroom or an entire wing of the building. Water alarm systems can help your ministry stop a flood before it starts. Not only […]

Do You Know Your Cost Of Risk?

Posted by on August 22, 2018 at 8:35 pm

This article is a continuation of our series on creating a new way of thinking about insurance. As you consider your business insurance, we invite you to think about this subject in the much larger spectrum of “Total Cost of Risk”. Your insurance program is more the premiums you pay Total Cost of Risk is […]