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How Your Ministry Can Recover From a Natural Disaster

Published on March 17, 2022 By Scott Stuart

Disaster Planning for Your Business Review your commercial insurance. Being proactive can help in the end.  We can help you determine what coverage is best suited for your individual business needs. Put together a crisis team and a plan. Design a plan for the kinds of disasters you are likely to have.  Have contingency plans […]

Remote Workers And Cyber Security Risks

Published on November 22, 2021 By Scott Stuart

There are more remote workers in American today than at any time in our recent history. Many employers are embracing this trend, but there are new risks to consider. As a result of this distant work environment, a crucial problem arises in new security threats. In our digital age, businesses have had to improve their […]

Church Cyber Liability Trends

Published on October 27, 2021 By Scott Stuart

Cyber Liability Trends Cyber Liability continues to be a major issue for many churches. Is Cyber Liability part of your Insurance Program? In today’s data-driven social media world, businesses of all sizes have had a cyber-attack or data breach. Statistics show 40% of all cyber incidents affect businesses with fewer than 100 employees. Here are […]

Make Your Ministry Safe After COVID-19

Published on June 12, 2020 By Scott Stuart

As many people are getting back to work, many employers wonder how they can have their employees return safely. Employers are confronted with the complexities of returning employees to work in a manner that is safe and ensures operational continuity. Now is the time administrators should be building policies and procedures so that when employees […]

Workers Compensation Cost Savings Strategies

Published on November 20, 2019 By usdigital

  A Safety Program helps in two ways:  Many insurance companies provide a credit just for having a safety program in place and your loss history is one of the key factors underwriters take into account when rating your Workers’ Compensation premium. Several keys to a successful Safety Program 1. Management Commitment If upper management […]

Planning a Summer Construction Project?

Published on August 7, 2019 By Scott Stuart

Is your church starting a construction project this spring? Make sure you have the insurance protection you need. A traditional liability policy provides coverage for people injured on construction sites, but there are risks associated with construction projects that require special insurance. CMI can help you review all insurance and contract documents, callus today. What […]

Your Employees Driving Record Can Damage Your Ministry’s Reputation

Published on November 11, 2018 By Scott Stuart

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]

Workers’ Compensation Best Practices

Published on October 18, 2018 By Scott Stuart

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]

Improve Your Workers Compensation Program Through Employee Selection

Published on September 13, 2018 By Scott Stuart

Improve Your Workers Compensation Program Through Employee Selection One of the most important things an employer can do is hire the best possible person for the company. In the current employment market, it is easy to lose sight of how employee selection is directly tied to employee injuries. Hiring the wrong person can put your […]

Is Your Church Hiring This Summer?

Published on June 9, 2018 By Scott Stuart

Many churches today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the ministry. Offering paid or non-paid internships can create risk for your ministry.  We wanted to highlight some of the business risks associated with having interns. […]