Tag Archive

Make Your Ministry Safe After COVID-19

Published on June 12, 2020 By Scott Stuart

As many people are getting back to work, many employers wonder how they can have their employees return safely. Employers are confronted with the complexities of returning employees to work in a manner that is safe and ensures operational continuity. Now is the time administrators should be building policies and procedures so that when employees […]

Workers Compensation Cost Savings Strategies

Published on November 20, 2019 By usdigital

  A Safety Program helps in two ways:  Many insurance companies provide a credit just for having a safety program in place and your loss history is one of the key factors underwriters take into account when rating your Workers’ Compensation premium. Several keys to a successful Safety Program 1. Management Commitment If upper management […]

Planning a Summer Construction Project?

Published on August 7, 2019 By Scott Stuart

Is your church starting a construction project this spring? Make sure you have the insurance protection you need. A traditional liability policy provides coverage for people injured on construction sites, but there are risks associated with construction projects that require special insurance. CMI can help you review all insurance and contract documents, callus today. What […]

How Your Ministry Can Recover From a Natural Disaster

Published on December 17, 2018 By Scott Stuart

Hurricane Harvey’s impact will be felt for the next three to five years, or even longer.  Many affected businesses may not survive.  It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible.  For those businesses that had flood insurance, the recovery will be helped through the […]

Your Employees Driving Record Can Damage Your Ministry’s Reputation

Published on November 11, 2018 By Scott Stuart

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]

Workers’ Compensation Best Practices

Published on October 18, 2018 By Scott Stuart

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]

Improve Your Workers Compensation Program Through Employee Selection

Published on September 13, 2018 By Scott Stuart

Improve Your Workers Compensation Program Through Employee Selection One of the most important things an employer can do is hire the best possible person for the company. In the current employment market, it is easy to lose sight of how employee selection is directly tied to employee injuries. Hiring the wrong person can put your […]

Is Your Church Hiring This Summer?

Published on June 9, 2018 By Scott Stuart

Many churches today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the ministry. Offering paid or non-paid internships can create risk for your ministry.  We wanted to highlight some of the business risks associated with having interns. […]

Your Church Is At Risk!

Published on April 26, 2018 By Scott Stuart

When it comes to managing risks in any church or ministry setting, prevention is most important.  Prevention is anticipating what might happen and then developing policies or procedures to reduce the probability of something happening. Preventing or reducing the possibility of something bad happening can have a major impact on your ministry. That’s easy to […]

Can Snow Removal Help Reduce Trip & Fall Claims?

Published on December 12, 2017 By Scott Stuart

Winter weather brings the possibility of snow and ice, and churches are responsible for snow and ice removal. This is particularly important, as it is your duty to provide safe access to your property. Commercial or business insurance is designed to protect the building owner and/or manager from claims and litigation should a third party […]