Church Risk

Top Business Insurance Risks For 2021… For Your Ministry

Posted by on January 12, 2021 at 6:32 pm

While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of the risk issues for 2021. According to a recent AMEX survey, 92% of businesses pivoted last year, and 76% of small businesses believe they will need to pivot again in 2021. The 2021 pivot may have a […]

Key Coverage For Your Church

Posted by on November 8, 2020 at 12:58 am

Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]

Key Risk Areas Churches Face

Posted by on October 12, 2020 at 9:44 pm
risk money trap

Good risk management starts with asking tough questions about your ministry’s practices and operations. Here are nine areas to consider when developing a risk management plan for your church:  Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? Is playground […]

First Aid: Be Ready to Respond

Posted by on September 17, 2020 at 9:27 pm

Whether it’s in the middle of Sunday morning service or during a basketball game in the gym, knowing how to deal with minor medical injuries and illnesses can make a big difference. Is your church ready to respond? Basic Skills Whenever possible, it is a good idea to have someone on premises who is a […]

Surviving a Violent Attack at Church

Posted by on September 9, 2020 at 4:09 pm

Seconds after Terry Ratzmann walked into the Living Church of God service March 12, 2005, he fired 22 bullets at the people gathered there. When the handgun fell silent a minute later, eight people were dead, including Ratzmann, a regular churchgoer known for sharing homegrown vegetables with his neighbors. No one who knew Ratzmann, 44, […]

Employee or Independent Contractor—What Is the Difference?

Posted by on August 21, 2020 at 3:51 pm

Today more than ever, churches are evaluating the need for full-time versus part-time employees.  Many firms are also considering using third-party firms for certain functions.  Before you make any decisions about contracting out job functions, read this. Your employee will receive benefits such as health insurance and workers’ compensation.  Advantages of Hiring an Employee Employees […]

Prepare for Violence in Your Church

Posted by on August 16, 2020 at 4:07 pm

Emergency preparedness for churches used to mean having a plan for responding to reports of fires and severe weather. Today, churches must also be prepared to deal with crises created by violent people, such as shootings. Many people find it hard to believe that such things could happen at their ministry, says Brock Bell, senior […]

COVID-19 and the New Cyber Challenges For Your Ministry

Posted by on August 11, 2020 at 3:48 pm

The CIOVID-19 pandemic has affected the way we do business in a very significant way.  Many businesses are requiring people to work remotely.  Employers are finding that having employees work remotely may be the new normal. COVID-19 has forced us to become more dependent on the internet, as desperate measures, like social distancing, disrupt economic […]

How to Set up Your Home Office

Posted by on July 18, 2020 at 3:46 pm
home office

Many ministries are now allowing employees to work from home, and experts say it will most likely continue through 2020 and beyond.  Some employers are seeing that they can reduce operating costs by having all or some of their employees work from home.  Whether you own a home business, work from home full time, or […]

Innovative Insurance Solutions For Your Ministry

Posted by on July 12, 2020 at 6:20 pm

  We live in a changing world, and your  insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of innovative insurance products that your business […]