Church Risk

How To Celebrate July Fourth Safely

Posted by on June 27, 2019 at 8:30 pm

Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2018 over 9,800 people went to […]

How To Prepare Your Church For Summer Interns

Posted by on June 19, 2019 at 8:32 pm

Many churches offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your ministry. We wanted to highlight some of the business risks associated with having interns. Before […]

Mission Trip Protection

Posted by on May 16, 2019 at 2:20 pm

You’re stretching your faith and your limits away from your home and into the mission field. It’s scary and exhilarating. Along with your Bible and prayers, make sure you’re outfitted with the comfort of a company that’s been protecting missions for 100 years. From a broken arm to a lost passport, Brotherhood Mutual can safeguard […]

Innovative Insurance Solutions For Your Ministry

Posted by on April 21, 2019 at 6:20 pm

  We live in a changing world, and your  insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of innovative insurance products that your business […]

How We Put People Before Policies

Posted by on March 26, 2019 at 4:47 pm

We have used “How We Put People Before Policies” as our tagline for many years.  We use it because we truly believe that people are more important than policies.  However, a tagline is meaningless unless it is put into practice.  Here are a number of ways we carry this out this concept every day. Each […]

Background Checks Made Easy

Posted by on March 14, 2019 at 7:30 pm

You’ve seen ads proclaiming “Free criminal background checks!” or “Instant online results: $9.95.” These ads typically promote criminal records database searches, which are fast, easy, and affordable. Unfortunately, you get what you pay for. There will be gaps in your criminal background check if you depend on a database search alone to screen church employees […]

How Your Church Can Benefit Form Flood Insurance

Posted by on March 12, 2019 at 11:11 pm

Most churches in the N.W. do not carry flood insurance, but they should. While damage caused by some type of natural events are covered under a commercial insurance policy; such as heavy rain, wind and even lightening, flood is excluded. Benefits of Flood Insurance Provides needed protection in the event of a flood. Helps your business […]

What Should Be In Your Employee Handbook

Posted by on March 12, 2019 at 4:48 pm

Any organization with more than one or two employees should consider creating a written employee handbook outlining non-contractual employment terms and working conditions. Having an employee handbook ensures everyone in the organization is operating from the same set of procedures.  All employees should be asked to acknowledge in writing their receipt of the employee handbook […]

Why Your Church Needs Directors & Officers Insurance

Posted by on February 28, 2019 at 9:07 pm

Most Churches operate on very tight budgets.  One thing nonprofits can’t afford is an unexpected bill from a claim, especially if insurance could have been purchased to cover the expenses.  Having the right insurance and agent can be critical to the overall success and health of your ministry. The primary role of church directors and […]

Why Your Church Needs Directors & Officers Insurance

Posted by on January 11, 2019 at 7:30 pm

The primary role of nonprofit directors and officers is to maintain financial stability and provide the necessary resources, direction, vision, and environment to accomplish the goals and mission of the organization.  The unique nature of nonprofit organizations presents directors and officers with difficult challenges in performing this role. Most churches operate on very tight budgets.  […]