Church Risk

Reasons Churches Need Commercial Insurance

Posted by on October 11, 2021 at 9:24 pm

If you manage a ministry, you know how hard you have worked to get your business started and sustainable. Most small businesses fail in the first year. So congratulation, you have made it this far. Even if your firm is run out of your house or car, you should think about small business insurance and […]

Pre-Planning Helps You Get The Best Commercial Insurance

Posted by on October 9, 2021 at 5:03 pm

As a church leader, you search high and low for commercial insurance for your business. But did you know that one of the most important things you can do is lay a good foundation before you start your search?  Business Insurance Buying Tips Know your risks. It is a good idea to review your operations […]

Remote Workers And Cyber Security Risks

Posted by on September 28, 2021 at 4:41 pm

There are more remote workers in American today than at any time in our recent history. Many employers are embracing this trend, but there are new risks to consider. As a result of this distant work environment, a crucial problem arises in new security threats. In our digital age, businesses have had to improve their […]

Top Five Costly Workplace Injuries

Posted by on June 2, 2021 at 5:13 pm

If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation will even cover employees who are involved in auto accidents while away from the worksite, if the accident occurred while on the job. Workplace accidents happen every day and most could have been prevented. According to the U.S. […]

Do Remote Workers Need Workers’ Compensation Insurance?

Posted by on May 22, 2021 at 7:43 pm

Workers’ compensation is a no-fault system of benefits provided by states to most workers who have job-related injuries. If your company has employees, you are required by Alaska law to buy workers’ compensation insurance. However, todays technologies allow employees to work from home, and this creates unique workers’ compensation risks for businesses. If you have […]

Insurance Customers Needs Are Changing

Posted by on May 11, 2021 at 7:39 pm

With all the changes going on in our world, customers’ needs seem to change as well. In a recent customer satisfaction survey regarding customer service, we found many interesting changes in what people what. Customer service has quickly risen to the top of the priority list for consumers, and 2021 will be no exception. But […]

Reduce Church Workers’ Compensation Costs

Posted by on April 26, 2021 at 11:09 pm

Is your church interested in reducing operating expenses and workers’ compensation insurance costs over the long term? Most churches should concentrate on safety and loss prevention, as it provides the best return on investment. CMI can provide your firm with insurance options for your workers’ compensation needs. An effective safety program will include many different […]

Why Check Backgrounds?

Posted by on April 4, 2021 at 12:37 am

Thorough background checks should be part of your ministry’s programs. Choosing the right provider and services can be tricky, because when it comes to background screening, the saying “you get what you pay for” is often true. Some searches may fit nicely into a ministry’s budget, but they don’t provide the same depth of information […]

Selecting and Screening Volunteers

Posted by on March 26, 2021 at 6:10 pm

In today’s busy world, churches and schools rely on volunteers more than ever. It’s important to not only select the right volunteers for the right jobs, but to also screen your volunteers. While it may seem like mission impossible, with some planning and organization, your church or school can develop a robust volunteer program. Selecting […]

Are Board Members Personally Liable for Board Decisions?

Posted by on March 22, 2021 at 6:07 pm

Church board members have been placed in a position of trust, and they have a legal responsibility to place the church’s interests ahead of their own. This duty is known as their fiduciary responsibility. If board members use their position in the church for personal gain, they can be sued as individuals, thereby placing their […]