Tag Archive

Misconceptions About Cyber Liability

Published on November 26, 2018 By Scott Stuart

Cyber liability coverage (for data breaches) has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have – if they don’t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many companies are unaware of the severe data breach exposure they face. In short, any business […]

Church Board Failures

Published on November 18, 2018 By Scott Stuart

Being selected to serve on your church board is a great honor. It can be a rewarding ministry and provides one of the most valuable services to the body. Serving on a church board can really have a meaningful impact but also have some dangers. We have seen many boards get caught in traps, and […]

Your Employees Driving Record Can Damage Your Ministry’s Reputation

Published on November 11, 2018 By Scott Stuart

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question has a good track record. What […]

Church Fires Can Destroy A Ministry

Published on October 29, 2018 By Scott Stuart

Most every Church owns business property, which may include the building in which you run your operations. Property insurance protects the physical assets your business owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a comprehensive property insurance portfolio to respond to the many risks associated with […]

Earthquake Insurance… Just The Facts

Published on October 24, 2018 By Scott Stuart

Everyone knows they need earthquake insurance, but not every business buys it. Let’s review some facts. The U.S. has about 20,000 earthquakes a year, mostly small, and 42 states are at risk of quakes, according to the U.S. Geological Survey. Just 10 percent of California businesses with property insurance also carry earthquake coverage, according to […]

Workers’ Compensation Best Practices

Published on October 18, 2018 By Scott Stuart

Business owners go to great lengths to provide a safe working environment for their employees. However, when dealing with humans, accidents can happen, and Workers’ Compensation Insurance can help.  Workers Compensation Insurance should be an important part of every risk management program. What Is Workers’ Compensation? Workers’ compensation insurance is insurance that provides lost income, […]

Reduce Your Ministry Insurance Costs

Published on October 11, 2018 By Scott Stuart

Reduce Your Ministry Insurance Costs We offer a number of proven methods of reducing insurance premiums without affecting coverage.  We recommend a review of your program to determine if these areas can be managed differently to reduce costs. We are ready to help you work through the process.  Here are six methods we can recommend […]

Does Your Church Need a Water Alarm?

Published on September 19, 2018 By Scott Stuart

When a pipe bursts or a sump pump fails, water can flood huge areas of a church building. Stopping the flow quickly can mean the difference between having to dry out one classroom or an entire wing of the building. Water alarm systems can help your ministry stop a flood before it starts. Not only […]

Five Common Problems That Lead To Financial Losses

Published on August 31, 2018 By Scott Stuart

Is Your Church Protected? A recent report issued by the Association of Certified Fraud Examiners, places the cost of employee fraud at 7% of annual revenues.  Employers with less than 100 employees saw a median loss of $200,000 according to the ACFE. Another study performed by the Institute for Corporate Productivity and HR.com showed that […]

Are You Ready For The Next Big Earthquake?

Published on June 28, 2018 By Scott Stuart

May 2018 saw a number of small earthquakes in California and Oregon. Many experts are predicting a quake on the west coast in the next 12 months. The only thing we have control over is how prepared we are when an earthquake hits our area. What You Can Control Get earthquake insurance on your home. […]