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What If Your Church Was Damaged During A Riot?

Posted by on June 25, 2020 at 4:23 pm

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced […]

Ministry Security

Posted by on June 2, 2020 at 7:15 pm

Are you involved in a church or ministry and are responsible for safety and security of your employees, members and/or guests? Now is the time to become trained in handling “lightning strike” situations before they happen. The Church is a target for radical organizations and individuals who seek to wreak havoc regardless of the cost. […]

COVID-19 And Your Business

Posted by on April 16, 2020 at 3:45 pm

Most of us are doing our best to comply with the COVID-19 stay at home order.  However, there are also many of us who still must go to our place of work.  Here are some things you can do to help maintain safety and financial health for your business, employees, and clients in the workplace […]

Church Insurance

Posted by on April 2, 2020 at 6:26 pm

Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]

The Coronavirus Will Have An Impact The United States

Posted by on March 5, 2020 at 5:59 pm

The Centers for Disease Control recently stated that the Coronavirus will have an impact in the United States. People who contracted the Wuhan virus have reported symptoms that include fever, chills, headaches, difficulty breathing, and a sore throat.  Now is a good time to start thinking about how you might protect yourself and your family from contracting […]

Why Your Church Should Consider Earthquake Insurance

Posted by on March 4, 2020 at 6:01 pm

Nearly every church buys fire insurance, but the likelihood of suffering significant damage by an earthquake is far greater than fire. Policies can include losses from mudslides and sinkholes if the earthquake was the original event. Typically, earthquake insurance covers damage to your ministry and your personal property. Most policies also cover costs incurred to […]

Workers Compensation For Ministry Operations

Posted by on February 18, 2020 at 12:59 am

State law often requires employers—including ministries like yours—to protect their employees with workers’ compensation insurance. Workers’ compensation coverage provides benefits for employees in relation to work-related injuries or diseases specified by state law, including: Medical benefits. Disability benefits. Rehabilitation benefits. Death benefits. Employers’ liability insurance is included with Brotherhood Mutual’s workers’ compensation policy. This coverage […]

Auto Insurance For Your Ministry

Posted by on January 18, 2020 at 12:54 am

A women’s ministry group uses a church van to bring meals to shut-ins. A youth pastor drives a ministry-owned bus to a retreat. A pastor shuttles the homeless to job interviews in a ministry-furnished car. Your ministry’s outreach depends upon transportation. Vehicle usage represents one of the most serious liability exposures for your ministry. Protect […]

What Does Builder’s Risk Insurance Cover?

Posted by on January 12, 2020 at 12:52 am

Builder’s Risk Insurance generally covers the owner, the lending institution, the contractor(s) performing the work, and other related parties. In addition to providing coverage for damage to the building itself, most plans also cover temporary constructs (like scaffolding), materials, and equipment being used (whether it’s currently on-site or off-site). The majority of policies are written […]

Merry Christmas

Posted by on December 24, 2019 at 11:15 pm