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Church Insurance 101

Posted by on November 29, 2020 at 12:39 am

Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]

Cyber Liability

Posted by on November 24, 2020 at 12:38 am

Brotherhood Mutual’s cyber liability coverages protect your ministry against claims of: Unauthorized computer use that causes damage to another’s computer-related property. Computer-related activity that accidentally damages another individual, organization, or enterprise. Financial losses of others from unintentional transmission of computer viruses or other harmful files. Data breach liability for improperly using, failing to properly protect, […]

Leasing Facilities Ads Risk

Posted by on November 9, 2020 at 12:40 am

Keep your church in safe condition. Work with an attorney to create a written agreement for the use of the facility. A written agreement should : Describe what parts of the facility will be used, the times and days of usage, and the purposes for which the facility will be used. Contain detailed insurance requirements […]

A Church Leader’s Guide To Risk Management

Posted by on October 28, 2020 at 5:34 pm
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Developing a comprehensive safety and risk management plan for your church starts with assessing the risks in each key area of ministry. When a child custody dispute erupted after a nursery school graduation ceremony at the Grabill Missionary Church many years ago, teachers at the school were caught squarely between the battling parents. “At the time, we […]

Child Protection in a Ministry Environment

Posted by on October 23, 2020 at 5:31 pm
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Brotherhood Mutual’s Child Protection in a Ministry Environment – Guidelines for Ministry Workers offers instructions for developing a screening and supervision program within your church through written policies and forms. The sample policy manual includes screening forms for workers with children and youth, response forms for personal reference, and reporting forms to be filled out if someone […]

A New Way To Look At Church Insurance

Posted by on October 16, 2020 at 5:27 pm
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Many ministry organizations do not have the luxury of having a full-time or even part-time trained risk manager. The reasons for this may include cost, not having a need for the position, or relying on outside consultants or agents for help. Over the years, we have seen well-intentioned buyers of insurance and risk products make […]

COVID-19 And Your Ministry

Posted by on July 22, 2020 at 4:13 pm
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Many people are stuck at home during the COVID-19 stay at home order. But there many people who still must go to work. Here are some things you can do to help maintain your ministries safety and financial health in the interim. We recommend you check with your City, County, State, OSHA, Department of Health […]

How to Host a Zoom Meeting with Your Church

Posted by on July 9, 2020 at 3:53 pm

Churches across the nation have been using Zoom – a free video conferencing platform – to host small group Bible studies, prayer gatherings, and even worship services. If you’ve never hosted a Zoom meeting before, there’s no reason to worry – setup is simple. 1. Set Up a Zoom Account and Download the App: First, […]

What If Your Church Was Damaged During A Riot?

Posted by on June 25, 2020 at 4:23 pm

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced […]

Ministry Security

Posted by on June 2, 2020 at 7:15 pm

Are you involved in a church or ministry and are responsible for safety and security of your employees, members and/or guests? Now is the time to become trained in handling “lightning strike” situations before they happen. The Church is a target for radical organizations and individuals who seek to wreak havoc regardless of the cost. […]