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What If Your Church Was Damaged During A Riot?

Posted by on June 25, 2020 at 4:23 pm

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced […]

COVID-19 and the New Cyber Challenges

Posted by on May 12, 2020 at 7:27 pm

The CIOVID-19 pandemic has affected the way we do business in a very significant way.  Many businesses are requiring people to work remotely.  Employers are finding that having employees work remotely may be the new normal. COVID-19 has forced us to become more dependent on the internet, as desperate measures, like social distancing, disrupt economic […]

Commercial Auto Insurance

Posted by on December 10, 2019 at 11:07 pm

Commercial auto liability insurance is mandatory in all U.S. states. Getting the right amount of liability protection in place will help you to protect your assets in the event of an accident. It is essential to know that your personal auto insurance won’t cover your vehicles for business use. So, whether your business has one […]

Your Church At Risk

Posted by on October 28, 2019 at 9:19 pm

  Here are nine areas to consider when developing a risk management plan for your church. CMI can help you identify and manage your risks through insurance and safety services. Accident Prevention: Are your sidewalks well lighted, dry, and covered with non-slip material? Are walkways and doors kept free of obstructions? Are parking lots safe? […]

Church Insurance Renewal Planning

Posted by on October 12, 2019 at 5:17 pm

Start Planning Your Next Commercial Insurance Renewal If you own or manage a business and have an insurance renewal coming up, you most likely are not preparing for it, but you should. Now is the time to connect with your broker to start the planning process. Here are a few tips to help you get […]

Church Risk Issues

Posted by on September 26, 2019 at 5:05 pm

Every business faces risks of various kinds. If you have employees you have the risk of employee injury. You most likely buy workers’ compensation to protect yourself from this risk. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your company to lawsuits, liability […]

How an Agent Can Go From a Vendor to a Trusted Advisor

Posted by on September 16, 2019 at 5:03 pm

My goal in these articles is to create a dialogue among agents and insurance buyers about the differences between being a vendor and becoming a trusted advisor. This concept starts with how insurance is viewed. Insurance cannot be viewed as a product, but rather a relationship. Insurance buyers need to understand that the insurance relationship […]

Church Insurance

Posted by on May 22, 2019 at 2:21 pm

Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]

Top Human Resources Issues For Churches

Posted by on April 18, 2019 at 4:53 pm

Top Human Resources Issues For Small Business We live in a rapidly changing world. These changes include how we manage and lead employees.  Recent studies by Human Resources professionals identified a number of challenges facing employers of all sizes. Retaining and developing top performers– As the workforce gets older, finding ways to attract younger employees […]

Insurance Is About Peace of Mind and Trust

Posted by on April 12, 2019 at 4:49 pm

We have been telling readers that we believe insurance is more about trust, relationships, and value than it is about a policy.  A recent article in, by Brent Kelly confirms this concept.  For many people, buying something tends to be both emotional and financial.  With insurance, some people may buy a brand or base […]