Tag Archive

Churches Are Full Of Risk

Published on December 11, 2018 By usdigital

The insurance market is cyclical; if prices have been low or dropping over the past year, they eventually will go back up. You must account for this change within your budget and be prepared for a premium increase next year. Limit your exposure to losses! You need to make your company attractive to insurers. This […]

Youth Ministry Risk Management

Published on November 9, 2018 By usdigital

Risk Management that could have helped Penn State and Syracuse University sports teams. The awful discovery these past few weeks from prominent Universities and iconic head coaches like Joe Paterno and Jim Boeheim that their immediate staff was potentially abusing children was quite sad. Unfortunately these circumstances are not isolated and could happen to any […]

Summer Church or Ministry Risk

Published on June 18, 2018 By usdigital

The weather is heating up (relatively speaking) and summer is right around the corner. With that comes the usual break for kids from school and many other changes in our daily schedules. Not only are our children out of school and need to be accounted for every hour BUT that also means there are other […]

How To Protect Your Church From Fraud

Published on February 16, 2018 By Scott Stuart

Ministries have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners).   Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit card forgery, computer fraud […]

Many Churches Need Flood Insurance

Published on February 9, 2018 By Scott Stuart

A Flood Insurance Update We have just been through record flooding in Texas, and unfortunately, many people were caught without flood insurance.  Now that the weather has settled down a bit, we thought it would be a good idea to encourage everyone to consider flood insurance.  A great resource for you is Floodsmart.gov. Flood insurance […]

Lessons From Flood, Wildfires and Other Weather Related Losses

Published on January 19, 2018 By Scott Stuart

Oregon was hit hard with wildfires in 2107. Most of Texas and the southeastern states were hit hard in 2017 with hurricanes, floods, fires, and other disasters.  The total economic loss may exceed 200 billion dollars. How will these events affect your insurance over the next few years?  We think that is a question worth […]

Is Your Church At Risk Of Being Sued?

Published on November 21, 2017 By Scott Stuart

The NW Ranks High In Probability Of Litigation On average, a business in the U.S. has about a 12% chance of being involved in an employment lawsuit. Oregon has very aggressive employment and discrimination laws that increase the chances of litigation for businesses operating in our state. Employment Liability Facts The national average for total costs of […]

A Few Simple Ways to Prepare Now For a Disaster

Published on September 19, 2017 By Scott Stuart

A insurance update We have witnessed the wrath of hurricane Harvey and are looking at Irma hitting the East Coast Soon. Wild fires are hitting the West very hard. We thought it might be good to offer a little disaster preparedness. Do not let the change in weather fool you; we are still at risk […]

How to Hire a Contractor

Published on February 28, 2017 By Scott Stuart

Many of your clients may be in the process of hiring a contractor for a repair or remodel. No matter what the job, it is important to make sure you protect your interests through the process. We want to provide you with some basic information that you should consider before you actually hire any contractor. […]

Simple Steps to a Safe Workplace

Published on February 13, 2017 By Scott Stuart

A Church Insurance and Risk Update Employers are responsible for providing a safe work environment for their employees.  Here is an unbelievable fact from the Occupational Safety and Health Administration (OSHA).  Before OSHA was created 43 years ago, an estimated 14,000 workers were killed on the job every year.  Today, workplaces are much safer and healthier, […]