Tag Archive

How to Set Up a Safety Program

Published on May 23, 2020 By Scott Stuart

It can be as simple as 1.2.3 Developing a companywide safety program can be one of the best things you will do for your business. There are many benefits to your business including an engaged workforce, lower workers compensation costs, and reduced workplace injuries.  Here is a simple overview of how to get a safety […]

Accident Insurance

Published on December 29, 2019 By Scott Stuart

Accident Insurance can help with the following medical expenses associated with a covered injury:  Hospital bills, including room and board Emergency room and outpatient treatment Medical or surgical treatment by a licensed doctor Prescription drugs and medicines Care for dental injuries Ambulance expenses Coverage applies on an excess basis, after all other applicable health care plans […]

Are You Shopping Online This Holiday?

Published on November 12, 2019 By Scott Stuart

Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list.  Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales.  This year, consumer […]

Prepare Your Ministry For The Next Disaster

Published on October 21, 2019 By Scott Stuart

Prepare Your Ministry For The Next Disaster There are many things businesses can do to prepare for the impact of the many natural hazards they face including floods, hurricanes, tornadoes, earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make as a small business owner. Your Church Insurance […]

How To Prepare Your Church For Summer Interns

Published on June 19, 2019 By Scott Stuart

Many churches offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your ministry. We wanted to highlight some of the business risks associated with having interns. Before […]

Youth Ministry Risk Management

Published on November 9, 2018 By usdigital

Risk Management that could have helped Penn State and Syracuse University sports teams. The awful discovery these past few weeks from prominent Universities and iconic head coaches like Joe Paterno and Jim Boeheim that their immediate staff was potentially abusing children was quite sad. Unfortunately these circumstances are not isolated and could happen to any […]

Does Your Church Need a Water Alarm?

Published on September 19, 2018 By Scott Stuart

When a pipe bursts or a sump pump fails, water can flood huge areas of a church building. Stopping the flow quickly can mean the difference between having to dry out one classroom or an entire wing of the building. Water alarm systems can help your ministry stop a flood before it starts. Not only […]

Live Events Create Risks

Published on June 22, 2018 By Scott Stuart

Is there anything worse than planning and preparing for a special event only to have it canceled at the last minute due to weather, or some other unforeseen reason? Special events are important and you want your event to go off without any issues. Event Cancelation Insurance helps protect your business and the planning days […]

Pastors, Clergy, Counseling and Liability

Published on April 9, 2018 By Scott Stuart

Misconduct by pastors is becoming an increasingly important issue in the church today. Ministers who engage in sexual contact with adult members of their congregation expose their church to potentially substantial liability. “Research reveals that nearly ten percent of pastors have adulterous affairs and fifteen percent are addicted to internet pornography.”1 In a recent poll […]

How To Protect Your Church From Fraud

Published on February 16, 2018 By Scott Stuart

Ministries have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners).   Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit card forgery, computer fraud […]