The recent Supreme Court ruling that barred restrictions put on religious services in New York put in place to combat the spread of coronavirus may effect houses of worship everywhere. The United States Supreme Court said in this most recent ruling that the Constitution does not take a holiday during the pandemic; in some ways, […]
2020 and COVID-19 have changed the way we think about remote working. Most businesses are having employees work from home, and even if there is a vaccine, the work from home trend is likely to continue well into 2021. A PWC survey on US remote working found that 55% of executives believe that most of their employees […]
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]
Many businesses are now holding web meetings as part of their everyday business process. However, for many, this is a somewhat confusing new kind of activity. We thought it might be beneficial to provide a few tips from our own experience. Location Use an inside location that has good lighting for your meeting. Make sure […]
Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]
Brotherhood Mutual’s cyber liability coverages protect your ministry against claims of: Unauthorized computer use that causes damage to another’s computer-related property. Computer-related activity that accidentally damages another individual, organization, or enterprise. Financial losses of others from unintentional transmission of computer viruses or other harmful files. Data breach liability for improperly using, failing to properly protect, […]
Keep your church in safe condition. Work with an attorney to create a written agreement for the use of the facility. A written agreement should : Describe what parts of the facility will be used, the times and days of usage, and the purposes for which the facility will be used. Contain detailed insurance requirements […]
Developing a comprehensive safety and risk management plan for your church starts with assessing the risks in each key area of ministry. When a child custody dispute erupted after a nursery school graduation ceremony at the Grabill Missionary Church many years ago, teachers at the school were caught squarely between the battling parents. “At the time, we […]
Brotherhood Mutual’s Child Protection in a Ministry Environment – Guidelines for Ministry Workers offers instructions for developing a screening and supervision program within your church through written policies and forms. The sample policy manual includes screening forms for workers with children and youth, response forms for personal reference, and reporting forms to be filled out if someone […]
Many ministry organizations do not have the luxury of having a full-time or even part-time trained risk manager. The reasons for this may include cost, not having a need for the position, or relying on outside consultants or agents for help. Over the years, we have seen well-intentioned buyers of insurance and risk products make […]
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