2022 and COVID-19 have changed the way we think about remote working. Most businesses are having employees work from home, and even if there is a vaccine, the work-from-home trend is likely to continue well into 2022. A PWC survey on US remote working found that 55% of executives believe that most of their employees will continue […]

Most Churches operate on very tight budgets.  One thing nonprofits can’t afford is an unexpected bill from a claim, especially if insurance could have been purchased to cover the expenses.  Having the right insurance and agent can be critical to the overall success and health of your ministry. The primary role of church directors and […]

Many ministries now provide college students with the opportunity to work as summer interns. These can be both rewarding for the college student and beneficial to the business. Offering paid or unpaid internships can put your company at risk. We wanted to highlight some of the business risks of having interns. Before you hire that […]

When you’re just starting to develop a comprehensive risk management plan, the process can seem daunting. Keep it manageable by breaking the project down into smaller steps. Ask the right people (and enough of them) to complete each one and develop a project plan with firm delivery dates along the way. Call me for help. […]

Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]

Disaster Planning for Your Business Review your commercial insurance. Being proactive can help in the end.  We can help you determine what coverage is best suited for your individual business needs. Put together a crisis team and a plan. Design a plan for the kinds of disasters you are likely to have.  Have contingency plans […]

It seems that the insurance buying process often sets up the perfect storm of comparing coverage, pricing, and service, but it ends up with low-cost winning in the short term and then losing when a claim occurs. How can we help change our understanding of this process so that everyone gets a win? Here are […]

Every ministry faces risks of various kinds. If you have employees you have the risk of employee injury. You most likely buy workers’ compensation to protect yourself from this risk. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your company to lawsuits, liability, […]

A Guide to Employment Practices for Ministries Employment practices liability can be a costly concern for churches and related ministries. Many find themselves defending against claims of wrongdoing in such areas as sexual harassment, discrimination, or wrongful dismissal. Guidelines for Creating an Employee Handbook One way to prevent such claims or defend against them is […]

Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]