Natural disasters are part of the price we all pay for living on the west coast. We all appreciate the good weather, lakes, mountains, and the natural beauty found on the west coast. However, fires, mudslides, floods, and earthquakes are just a few of the natural disasters common to the western states. Earthquakes are especially […]
Thorough background checks should be part of your ministry’s programs. Choosing the right provider and services can be tricky, because when it comes to background screening, the saying “you get what you pay for” is often true. Some searches may fit nicely into a ministry’s budget, but they don’t provide the same depth of information […]
Maintenance is what we do to keep our facilities and equipment functioning as intended. It is the process of increasing the use of a building by regularly servicing major systems, equipment, and areas inside and outside a building. If you own ANY property, facility, equipment, vehicle, etc., you perform maintenance. Having served the church facility […]
Workplace safety is the responsibility of every business owner; it should be your top priority. Keeping employees safe is critical to creating a healthy work environment that they will enjoy working in. It also makes sense to ensure that your safe and healthy workplace is meeting standards with regard to local regulations. Here are a […]
More ministries are forming security teams. That’s raising insurance coverage questions. Will team members be covered individually for lawsuits caused by a security incident? Does your insurance cover an armed security team? What special coverages do you need to adequately cover your security team? Brotherhood Mutual’s Security Operations Liability Coverage addresses these insurance needs specifically for emergency […]
By insulating pipes and being careful during severe, freezing weather, your ministry can avoid joining the half-million homes and businesses damaged each year by frozen pipes. Freezing cold weather can cause pipes to burst and flood your building. Here are some last-minute prevention tips to keep your ministry’s pipes from falling victim when an icy blast […]
The CIOVID-19 pandemic has affected the way we do business in a very significant way. Many businesses are requiring people to work remotely. Employers are finding that having employees work remotely may be the new normal. COVID-19 has forced us to become more dependent on the internet, as desperate measures, like social distancing, disrupt economic […]
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. It’s never been more important to partner with a broker that […]
Property Insurance When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways. Brotherhood Mutual’s property insurance offers protection for physical items—from songbooks to steeples. Liability Insurance Liability insurance fills the gaps and protects your ministry’s people and finances. Brotherhood Mutual offers a wide variety of liability coverage […]
While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of the risk issues for 2021. According to a recent AMEX survey, 92% of businesses pivoted last year, and 76% of small businesses believe they will need to pivot again in 2021. The 2021 pivot may have a […]
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