Childcare: Do you use a paging or other system to ensure children return only to authorized parents? Do you do a background check on all of your workers and volunteers? Transportation Dangers: Does your church own vehicles that are well maintained? Do you use volunteer drivers? Do they have adequate insurance? Are they trained to drive large […]

Cyber risk is a topic that keeps evolving. At this point, we believe that every church needs to have cyber liability insurance. The methods that the cyber criminal’s use is always changing and we are constantly researching the latest prevention trends. Cyber Risks Are Growing Russian hackers recently stole over 2 billion online names and passwords. […]

Workers compensation is a no-fault system of benefits provided by States to most workers who have  job-related injuries. If your church has employees, you are required by law to buy workers’ compensation insurance. One question we often get asked is, what is an employee? An employee can be a full-time or part time person, working on […]

How Negligent Entrustment Creates Liability For Your Ministry Any company can be held liable for negligence because they allowed an employee to drive on ministry business, when the ministry had knowledge that the driver intends, or is likely, to drive in a manner as to create unreasonable risk. Employers have the responsibility to know if a person driving […]

Church board members have been placed in a position of trust, and they have a legal responsibility to place the church’s interests ahead of their own. This duty is known as their fiduciary responsibility. We always recommend board liability insurance, contact us today! If board members use their position in the church for personal gain, […]

We get many questions from our clients regarding what they can and can’t do with regards to checking backgrounds of employee and potential employees. Here are a few with answers provided by Brotherhood Mutual and Richard Hammer. Should we check backgrounds? Yes,  while you cannot rely on a background check alone to ensure the safety of […]